Friday already?

My bank have made a recent change that I both like and find irritating. They’ve stopped factoring my small agreed overdraft into the display of my available funds. It’s a small thing but I applaud it as a tool for making me have to think before using it.

There’s also an automated text to notify me if I do use it, and offering the carrot of not paying charges etc if I go back into credit by a certain time in the evening. You get the idea.

This morning I was moderately tickled to see I’d gone five pounds in to my overdraft yesterday, and received the expected text, then another text when I didn’t meet the deadline, promising more charges for as long as I was in the overdraft. Then within minutes of that my pay went into the account – and silence has fallen.

Must be a Friday

About Tim Maidment

Writer, House Husband, Library Person, Raconteur, Poly, Queer and Bon Vivant. You were expecting something simple?
This entry was posted in idle musings, money, Tech and tagged , , . Bookmark the permalink.

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